Side-by-side · Q2 2026 data
Port Arthur Teachers Federal Credit Union vs Aspire Credit Union
Credit union
Port Arthur Teachers Federal Credit Union
Port Arthur, Texas · Under $100 million in assets
Metric by metric
| Measure | Port Arthur Teachers Federal Credit Union | Aspire Credit Union |
|---|---|---|
| TellerScore | 94 | 94 |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 88 | 98 (stronger) |
| Earnings | 89 (stronger) | 82 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 95th | 95th |
| Total assets | $38.0M | $38.0M |
| Deposits / shares | $31.5M | $30.0M |
| Capital ratio | 14.92% | 20.52% (stronger) |
| Problem loans | 0.35% | 0.05% (stronger) |
| Net charge-offs | 3.15% | 0.18% (stronger) |
| Return on assets | 1.72% (stronger) | 1.56% |
| Loans ÷ deposits | 30.1% (stronger) | 74.9% |
| Uninsured deposits | 2.6% | 1.6% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Port Arthur Teachers Federal Credit Union leads on 2 and Aspire Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.