Side-by-side · Q2 2026 data
Port of Hampton Roads Ila Federal Credit Union vs Mosaic Federal Credit Union
Credit union
Port of Hampton Roads Ila Federal Credit Union
Norfolk, Virginia · Under $100 million in assets
Metric by metric
| Measure | Port of Hampton Roads Ila Federal Credit Union | Mosaic Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 39 |
| Capital cushion | 27 | 34 (stronger) |
| Loan quality | 100 (stronger) | 26 |
| Earnings | 42 (stronger) | 21 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 100 (stronger) | 61 |
| Peer percentile | 34th | 3rd |
| Total assets | $8.4M | $8.8M |
| Deposits / shares | $7.7M | $8.0M |
| Capital ratio | 7.65% | 8.39% (stronger) |
| Problem loans | 0.00% (stronger) | 2.21% |
| Net charge-offs | 0.00% (stronger) | 0.77% |
| Return on assets | 0.54% (stronger) | 0.02% |
| Loans ÷ deposits | 48.5% (stronger) | 80.6% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Port of Hampton Roads Ila Federal Credit Union has the higher TellerScore (67 vs 39). On the 6 directional measures above (where higher or lower is clearly better), Port of Hampton Roads Ila Federal Credit Union leads on 5 and Mosaic Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.