TellerScore

Headquartered in Norfolk, Virginia, Port of Hampton Roads Ila Federal Credit Union is a federal credit union with $8.4M in total assets and $7.7M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1975.

Port of Hampton Roads Ila Federal Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 53rd. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (27/100, 7.65%).

TellerScore · Q2 2026

Scorecard

Capital cushion27/100
Net worth ratio: 7.65%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings42/100
Return on assets (annualized): 0.54%
Funding & liquidity100/100
Loans ÷ shares: 48.5% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (57 → 67), mostly because the earnings component improved by 37 points.

TellerScore
566267Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202467
Q4 202463
Q1 202556
Q2 202557
Q3 202558
Q4 202561
Q1 202663
Q2 202667
Net worth ratio
7.00%7.63%8.25%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.43%
Q3 20248.25%
Q4 20247.92%
Q1 20257.05%
Q2 20257.08%
Q3 20257.39%
Q4 20257.15%
Q1 20267.15%
Q2 20267.65%
Delinquent loans (60+ days)
0.00%0.01%0.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.02%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.02%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-1.15%-0.31%0.54%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-1.15%
Q3 20240.43%
Q4 2024-0.01%
Q1 2025-0.58%
Q2 2025-0.38%
Q3 2025-0.33%
Q4 20250.01%
Q1 20260.24%
Q2 20260.54%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$8.4M7.65%0.00%0.54%48.5%
Q1 202663$9.1M7.15%0.00%0.24%43.2%
Q4 202561$8.4M7.15%0.00%0.01%42.8%
Q3 202558$7.8M7.39%0.02%-0.33%42.5%
Q2 202557$8.2M7.08%0.00%-0.38%38.5%
Q1 202556$8.3M7.05%0.00%-0.58%35.9%
Q4 202463$7.5M7.92%0.00%-0.01%40.3%
Q3 202467$7.5M8.25%0.02%0.43%43.2%
Q2 202457$8.0M7.43%0.00%-1.15%41.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.65%
3rd
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.54%
44th
Loans to deposits48.5%
66th
Uninsured deposits0.0%
81st
Loan-loss reserves0.47%
77th
Texas ratio0.0%
93rd

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Summit Hampton Roads Federal Credit UnionCredit union Norfolk, VA52 out of 100, Below average$8.2M14.3%2.89%vs
Mosaic Federal Credit UnionCredit union Harrisonburg, VA39 out of 100, Low$8.8M8.4%2.21%vs
Halifax County Community Federal Credit UnionCredit union South Boston, VA45 out of 100, Below average$7.1M6.2%0.97%vs
Midway Federal Credit UnionCredit union Berryville, VA85 out of 100, Very strong$9.7M23.6%0.00%vs
VA Beach Postal Federal Credit UnionCredit union Virginia Beach, VA80 out of 100, Strong$10.0M13.0%0.50%vs
Richmond Heritage Federal Credit UnionCredit union Richmond, VA78 out of 100, Strong$10.6M37.1%0.30%vs

Deposit insurance

Is my money safe at Port of Hampton Roads Ila Federal Credit Union?

Yes. Port of Hampton Roads Ila Federal Credit Union is a federally insured credit union (NCUA charter #22049). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.65%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Port of Hampton Roads Ila Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Port of Hampton Roads Ila Federal Credit Union
Type
Federal credit union
NCUA charter #
22049
RSSD ID
957485
Primary regulator
NCUA
Established
1975
Headquarters
1355 International Terminal Blvd, S, Norfolk, VA 23505
Employees
4

Quick answers

Port of Hampton Roads Ila Federal Credit Union: common questions

Is Port of Hampton Roads Ila Federal Credit Union NCUA insured?

Yes. Port of Hampton Roads Ila Federal Credit Union is a federally insured credit union (NCUA charter #22049). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Port of Hampton Roads Ila Federal Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Port of Hampton Roads Ila Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Norfolk

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of Southside VirginiaBank Carson, VA97 out of 100, Very strong$670.3M23.4%0.08%vs
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Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA93 out of 100, Very strong$26.8M20.1%0.41%vs
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Beach Municipal Federal Credit UnionCredit union Virginia Beach, VA87 out of 100, Very strong$194.7M14.1%0.78%vs
Northern Star Credit Union, Inc.Credit union Portsmouth, VA85 out of 100, Very strong$73.7M16.8%0.32%vs