Side-by-side · Q2 2026 data
Port of Houston Credit Union vs Wharton County Teachers Credit Union
Credit union
Wharton County Teachers Credit Union
Wharton, Texas · Under $100 million in assets
Metric by metric
| Measure | Port of Houston Credit Union | Wharton County Teachers Credit Union |
|---|---|---|
| TellerScore | 59 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 94 (stronger) |
| Earnings | 67 (stronger) | 60 |
| Funding & liquidity | 52 | 98 (stronger) |
| Problem-loan coverage | 77 | 99 (stronger) |
| Peer percentile | 20th | 89th |
| Total assets | $7.9M | $7.4M |
| Deposits / shares | $5.0M | $5.3M |
| Capital ratio | 32.94% (stronger) | 28.35% |
| Problem loans | 5.55% | 0.18% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.31% |
| Return on assets | 1.19% (stronger) | 0.99% |
| Loans ÷ deposits | 108.0% | 62.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 5.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wharton County Teachers Credit Union has the higher TellerScore (90 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Port of Houston Credit Union leads on 4 and Wharton County Teachers Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.