TellerScore

Side-by-side · Q2 2026 data

Port Terminal Federal Credit Union vs Ila 1351 Federal Credit Union

Credit union

Port Terminal Federal Credit Union

Houston, Texas · Under $100 million in assets

57of 100
Moderate

Credit union

Ila 1351 Federal Credit Union

La Porte, Texas · Under $100 million in assets

92of 100
Very strong

Metric by metric

MeasurePort Terminal Federal Credit UnionIla 1351 Federal Credit Union
TellerScore5792 (stronger)
Capital cushion100100
Loan quality0100 (stronger)
Earnings4268 (stronger)
Funding & liquidity6692 (stronger)
Problem-loan coverage89100 (stronger)
Peer percentile17th92nd
Total assets$9.1M$17.3M
Deposits / shares$5.9M$14.1M
Capital ratio34.60% (stronger)17.01%
Problem loans3.13%0.00% (stronger)
Net charge-offs0.00%0.00%
Return on assets0.56%1.20% (stronger)
Loans ÷ deposits94.2%68.4% (stronger)
Uninsured deposits0.0% (stronger)8.3%
Offices13
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Ila 1351 Federal Credit Union has the higher TellerScore (92 vs 57). On the 6 directional measures above (where higher or lower is clearly better), Port Terminal Federal Credit Union leads on 2 and Ila 1351 Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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