Side-by-side · Q2 2026 data
Port Washington Federal Credit Union vs One Credit Union of NY
Credit union
Port Washington Federal Credit Union
Port Washington, New York · $100 million – $1 billion
Metric by metric
| Measure | Port Washington Federal Credit Union | One Credit Union of NY |
|---|---|---|
| TellerScore | 61 | 89 (stronger) |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 0 | 96 (stronger) |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 38 | 100 (stronger) |
| Problem-loan coverage | 49 | 99 (stronger) |
| Peer percentile | 24th | 94th |
| Total assets | $109.9M | $114.4M |
| Deposits / shares | $93.0M | $99.0M |
| Capital ratio | 15.31% (stronger) | 13.16% |
| Problem loans | 4.28% | 0.12% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 2.17% (stronger) | 1.37% |
| Loans ÷ deposits | 108.0% | 42.0% (stronger) |
| Uninsured deposits | 27.5% | 3.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
One Credit Union of NY has the higher TellerScore (89 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Port Washington Federal Credit Union leads on 3 and One Credit Union of NY on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.