Side-by-side · Q2 2026 data
Postal Family Federal Credit Union vs Dakota Plains Credit Union
Credit union
Postal Family Federal Credit Union
Fargo, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Postal Family Federal Credit Union | Dakota Plains Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 67 |
| Capital cushion | 55 | 73 (stronger) |
| Loan quality | 94 (stronger) | 68 |
| Earnings | 47 | 55 (stronger) |
| Funding & liquidity | 100 (stronger) | 60 |
| Problem-loan coverage | 99 (stronger) | 84 |
| Peer percentile | 49th | 34th |
| Total assets | $30.2M | $93.3M |
| Deposits / shares | $27.1M | $81.1M |
| Capital ratio | 10.52% | 12.27% (stronger) |
| Problem loans | 0.19% (stronger) | 0.96% |
| Net charge-offs | 0.42% | 0.24% (stronger) |
| Return on assets | 0.69% | 0.88% (stronger) |
| Loans ÷ deposits | 31.6% (stronger) | 100.7% |
| Uninsured deposits | 3.0% (stronger) | 11.1% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Postal Family Federal Credit Union has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Postal Family Federal Credit Union leads on 4 and Dakota Plains Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.