Side-by-side · Q2 2026 data
Postal Family Federal Credit Union vs F.F.E. Federal Credit Union
Credit union
Postal Family Federal Credit Union
Fargo, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Postal Family Federal Credit Union | F.F.E. Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 79 (stronger) |
| Capital cushion | 55 | 85 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 47 (stronger) | 16 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 49th | 62nd |
| Total assets | $30.2M | $3.8M |
| Deposits / shares | $27.1M | $3.2M |
| Capital ratio | 10.52% | 13.49% (stronger) |
| Problem loans | 0.19% | 0.00% (stronger) |
| Net charge-offs | 0.42% | 0.00% (stronger) |
| Return on assets | 0.69% (stronger) | -0.09% |
| Loans ÷ deposits | 31.6% | 19.8% (stronger) |
| Uninsured deposits | 3.0% (stronger) | 6.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
F.F.E. Federal Credit Union has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Postal Family Federal Credit Union leads on 2 and F.F.E. Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.