Side-by-side · Q2 2026 data
Potlatch No. 1 Financial Credit Union vs Latah Credit Union
Metric by metric
| Measure | Potlatch No. 1 Financial Credit Union | Latah Credit Union |
|---|---|---|
| TellerScore | 62 | 82 (stronger) |
| Capital cushion | 39 | 67 (stronger) |
| Loan quality | 87 (stronger) | 82 |
| Earnings | 50 | 86 (stronger) |
| Funding & liquidity | 65 | 98 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 30th | 82nd |
| Total assets | $2.2B | $170.4M |
| Deposits / shares | $1.8B | $151.0M |
| Capital ratio | 8.87% | 11.65% (stronger) |
| Problem loans | 0.40% (stronger) | 0.54% |
| Net charge-offs | 0.50% | 0.14% (stronger) |
| Return on assets | 0.76% | 1.64% (stronger) |
| Loans ÷ deposits | 95.6% | 62.7% (stronger) |
| Uninsured deposits | 10.0% | 0.0% (stronger) |
| Offices | 28 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | — |
Latah Credit Union has the higher TellerScore (82 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Potlatch No. 1 Financial Credit Union leads on 1 and Latah Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.