Side-by-side · Q2 2026 data
Powell Valley National Bank vs Eastman Credit Union
Metric by metric
| Measure | Powell Valley National Bank | Eastman Credit Union |
|---|---|---|
| TellerScore | 78 | 91 (stronger) |
| Capital cushion | 57 | 99 (stronger) |
| Loan quality | 93 (stronger) | 90 |
| Earnings | 100 (stronger) | 98 |
| Funding & liquidity | 56 | 67 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 72nd | 96th |
| Total assets | $516.5M | $10.2B |
| Deposits / shares | $460.0M | $8.6B |
| Capital ratio | 10.67% | 14.87% (stronger) |
| Problem loans | 0.21% (stronger) | 0.31% |
| Net charge-offs | -0.01% (stronger) | 0.38% |
| Return on assets | 2.20% (stronger) | 1.95% |
| Loans ÷ deposits | 87.6% (stronger) | 93.2% |
| Uninsured deposits | 30.4% | 12.7% (stronger) |
| Offices | 7 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.0% | 26.9% |
Eastman Credit Union has the higher TellerScore (91 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Powell Valley National Bank leads on 4 and Eastman Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.