Side-by-side · Q2 2026 data
Powell Valley National Bank vs Farmers and Miners Bank
Metric by metric
| Measure | Powell Valley National Bank | Farmers and Miners Bank |
|---|---|---|
| TellerScore | 78 | 89 (stronger) |
| Capital cushion | 57 | 83 (stronger) |
| Loan quality | 93 (stronger) | 89 |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 56 | 100 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 72nd | 94th |
| Total assets | $516.5M | $193.2M |
| Deposits / shares | $460.0M | $166.3M |
| Capital ratio | 10.67% | 13.28% (stronger) |
| Problem loans | 0.21% (stronger) | 0.32% |
| Net charge-offs | -0.01% (stronger) | 0.10% |
| Return on assets | 2.20% (stronger) | 1.63% |
| Loans ÷ deposits | 87.6% | 59.5% (stronger) |
| Uninsured deposits | 30.4% | 9.2% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.0% | — |
Farmers and Miners Bank has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Powell Valley National Bank leads on 3 and Farmers and Miners Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Pennington Gap, VA
- Wise, VA