Side-by-side · Q2 2026 data
Powell Valley National Bank vs First Sentinel Bank
Metric by metric
| Measure | Powell Valley National Bank | First Sentinel Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 67 |
| Capital cushion | 57 (stronger) | 50 |
| Loan quality | 93 | 96 (stronger) |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 56 (stronger) | 49 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 72nd | 34th |
| Total assets | $516.5M | $398.0M |
| Deposits / shares | $460.0M | $348.5M |
| Capital ratio | 10.67% (stronger) | 10.02% |
| Problem loans | 0.21% | 0.11% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.33% |
| Return on assets | 2.20% (stronger) | 0.85% |
| Loans ÷ deposits | 87.6% (stronger) | 96.0% |
| Uninsured deposits | 30.4% | 28.5% (stronger) |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.0% | 5.7% |
Powell Valley National Bank has the higher TellerScore (78 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Powell Valley National Bank leads on 5 and First Sentinel Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.