Side-by-side · Q2 2026 data
Powell Valley National Bank vs Lee Bank and Trust Company
Metric by metric
| Measure | Powell Valley National Bank | Lee Bank and Trust Company |
|---|---|---|
| TellerScore | 78 | 82 (stronger) |
| Capital cushion | 57 | 91 (stronger) |
| Loan quality | 93 (stronger) | 54 |
| Earnings | 100 | 100 |
| Funding & liquidity | 56 | 84 (stronger) |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 72nd | 82nd |
| Total assets | $516.5M | $257.3M |
| Deposits / shares | $460.0M | $218.3M |
| Capital ratio | 10.67% | 14.11% (stronger) |
| Problem loans | 0.21% (stronger) | 1.37% |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 2.20% | 3.40% (stronger) |
| Loans ÷ deposits | 87.6% | 58.2% (stronger) |
| Uninsured deposits | 30.4% | 29.6% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.0% | 20.5% |
Lee Bank and Trust Company has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Powell Valley National Bank leads on 2 and Lee Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Jonesville, VA
- Pennington Gap, VA