Side-by-side · Q2 2026 data
Powell Valley National Bank vs Select Bank
Metric by metric
| Measure | Powell Valley National Bank | Select Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 59 |
| Capital cushion | 57 (stronger) | 45 |
| Loan quality | 93 (stronger) | 65 |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 56 (stronger) | 48 |
| Problem-loan coverage | 96 (stronger) | 79 |
| Peer percentile | 72nd | 17th |
| Total assets | $516.5M | $524.4M |
| Deposits / shares | $460.0M | $448.4M |
| Capital ratio | 10.67% (stronger) | 9.54% |
| Problem loans | 0.21% (stronger) | 1.06% |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 2.20% (stronger) | 1.22% |
| Loans ÷ deposits | 87.6% (stronger) | 101.7% |
| Uninsured deposits | 30.4% | 24.4% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.0% | 1.9% |
Powell Valley National Bank has the higher TellerScore (78 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Powell Valley National Bank leads on 6 and Select Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.