The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 3 points (56 → 59), mostly because the earnings component improved by 14 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Virginia

Yes. Select Bank is an FDIC-insured institution (FDIC certificate #58563). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 24.4% of deposits ($109.5M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.54%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.37% (benchmark: 10%).

Check how much of your own balance is covered

Select Bank lists 6 offices in 5 cities across 2 states. Most locations:

• Lynchburg, VA (2)
• Bedford, VA (1)
• Burlington, NC (1)
• Forest, VA (1)
• Staunton, VA (1)

All branch addresses and map

In 2025, Select Bank reported 117 home-loan applications under HMDA (LEI 549300X8XJW35HJ7M023): 104 originated ($32,790,000 total), 2 denied, and 11 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Select Bank

Type

State-chartered bank (Fed member)

FDIC certificate #

58563

RSSD ID

3567269

Primary regulator

FED

Holding company

Select Bank Financial Corp

Established

June 4, 2007

Headquarters

211 Gristmill Dr, Forest, VA 24551

Website

myselectbank.com

Employees

58