Side-by-side · Q2 2026 data
Power Co-Op Employees Credit Union vs Journey Credit Union
Metric by metric
| Measure | Power Co-Op Employees Credit Union | Journey Credit Union |
|---|---|---|
| TellerScore | 66 | 85 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 24 | 63 (stronger) |
| Earnings | 70 | 82 (stronger) |
| Funding & liquidity | 83 | 90 (stronger) |
| Problem-loan coverage | 78 | 92 (stronger) |
| Peer percentile | 32nd | 77th |
| Total assets | $85.6M | $97.6M |
| Deposits / shares | $73.0M | $80.4M |
| Capital ratio | 13.67% | 16.86% (stronger) |
| Problem loans | 2.29% | 1.11% (stronger) |
| Net charge-offs | 0.54% (stronger) | 0.64% |
| Return on assets | 1.25% | 1.56% (stronger) |
| Loans ÷ deposits | 76.8% | 70.6% (stronger) |
| Uninsured deposits | 6.2% (stronger) | 9.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Journey Credit Union has the higher TellerScore (85 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Power Co-Op Employees Credit Union leads on 2 and Journey Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.