Power Co-Op Employees Credit Union is a federally insured state-chartered credit union headquartered in Humboldt, Iowa, in business for about 70 years. At the end of Q2 2026 it reported $85.6M in total assets and $73.0M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Power Co-Op Employees Credit Union scores 66/100, which we describe as moderate. That is higher than only 32% of 2,479 credit unions with under $100 million in assets. Among 66 credit unions headquartered in Iowa, it ranks 47th. Its strongest component is capital cushion (87/100; 13.67%), and its lowest is loan quality (24/100; 2.29%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (66 → 66).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 85 |
| Q4 2024 | 78 |
| Q1 2025 | 84 |
| Q2 2025 | 66 |
| Q3 2025 | 61 |
| Q4 2025 | 73 |
| Q1 2026 | 78 |
| Q2 2026 | 66 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.66% |
| Q3 2024 | 14.49% |
| Q4 2024 | 14.66% |
| Q1 2025 | 14.31% |
| Q2 2025 | 14.41% |
| Q3 2025 | 14.52% |
| Q4 2025 | 13.79% |
| Q1 2026 | 13.63% |
| Q2 2026 | 13.67% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.37% |
| Q3 2024 | 0.47% |
| Q4 2024 | 0.93% |
| Q1 2025 | 0.75% |
| Q2 2025 | 2.47% |
| Q3 2025 | 3.70% |
| Q4 2025 | 1.41% |
| Q1 2026 | 0.90% |
| Q2 2026 | 2.29% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.17% |
| Q3 2024 | 1.07% |
| Q4 2024 | 1.18% |
| Q1 2025 | 1.42% |
| Q2 2025 | 1.22% |
| Q3 2025 | 1.25% |
| Q4 2025 | 1.05% |
| Q1 2026 | 1.09% |
| Q2 2026 | 1.25% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $85.6M | 13.67% | 2.29% | 1.25% | 76.8% |
| Q1 2026 | 78 | $83.6M | 13.63% | 0.90% | 1.09% | 77.3% |
| Q4 2025 | 73 | $80.9M | 13.79% | 1.41% | 1.05% | 79.0% |
| Q3 2025 | 61 | $75.9M | 14.52% | 3.70% | 1.25% | 82.5% |
| Q2 2025 | 66 | $74.7M | 14.41% | 2.47% | 1.22% | 80.9% |
| Q1 2025 | 84 | $73.8M | 14.31% | 0.75% | 1.42% | 76.2% |
| Q4 2024 | 78 | $70.3M | 14.66% | 0.93% | 1.18% | 76.0% |
| Q3 2024 | 85 | $69.2M | 14.49% | 0.47% | 1.07% | 74.1% |
| Q2 2024 | 87 | $67.4M | 14.66% | 0.37% | 1.17% | 72.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoples Credit UnionCredit union Webster City, IA | 50 out of 100, Below average | $91.4M | 10.6% | 2.16% | vs |
| Des Moines Metro Credit UnionCredit union Des Moines, IA | 79 out of 100, Strong | $77.7M | 12.6% | 0.67% | vs |
| First Class Community Credit UnionCredit union West Des Moines, IA | 78 out of 100, Strong | $95.8M | 10.8% | 0.37% | vs |
| Journey Credit UnionCredit union Des Moines, IA | 85 out of 100, Very strong | $97.6M | 16.9% | 1.11% | vs |
| Lennox Employees Credit UnionCredit union Marshalltown, IA | 55 out of 100, Moderate | $73.4M | 8.6% | 0.89% | vs |
| Members Community Credit UnionCredit union Muscatine, IA | 82 out of 100, Strong | $99.2M | 12.5% | 0.25% | vs |
Deposit insurance
Is my money safe at Power Co-Op Employees Credit Union?
Yes. Power Co-Op Employees Credit Union is a federally insured credit union (NCUA charter #61920). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.2% of shares and deposits ($4.5M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.67%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Power Co-Op Employees Credit Union lists 1 office in 1 city. Most locations:
- Humboldt, IA (1)
Identity & history
Profile
- Legal name
- Power Co-Op Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 61920
- RSSD ID
- 878393
- Primary regulator
- State + NCUA
- Established
- 1956
- Headquarters
- 1208 N 13th St, Humboldt, IA 50548
- Employees
- 8
Quick answers
Power Co-Op Employees Credit Union: common questions
Is Power Co-Op Employees Credit Union NCUA insured?
Yes. Power Co-Op Employees Credit Union is a federally insured credit union (NCUA charter #61920). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Power Co-Op Employees Credit Union's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Power Co-Op Employees Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Humboldt
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Security Savings BankBank Gowrie, IA | 89 out of 100, Very strong | $193.7M | 13.2% | 0.04% | vs |
| Citizens Community Credit UnionCredit union Fort Dodge, IA | 88 out of 100, Very strong | $253.6M | 19.1% | 0.73% | vs |
| West Iowa BankBank West Bend, IA | 82 out of 100, Strong | $222.1M | 11.9% | 0.01% | vs |
| First State BankBank Webster City, IA | 81 out of 100, Strong | $674.3M | 12.4% | 0.12% | vs |
| Heartland BankBank Somers, IA | 79 out of 100, Strong | $256.1M | 13.2% | 0.81% | vs |
| First BankBank Waverly, IA | 78 out of 100, Strong | $739.9M | 12.7% | 0.54% | vs |