Side-by-side · Q2 2026 data
Power Co-Op Employees Credit Union vs Peoples Credit Union
Metric by metric
| Measure | Power Co-Op Employees Credit Union | Peoples Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 50 |
| Capital cushion | 87 (stronger) | 56 |
| Loan quality | 24 | 28 (stronger) |
| Earnings | 70 (stronger) | 29 |
| Funding & liquidity | 83 | 84 (stronger) |
| Problem-loan coverage | 78 (stronger) | 73 |
| Peer percentile | 32nd | 9th |
| Total assets | $85.6M | $91.4M |
| Deposits / shares | $73.0M | $80.8M |
| Capital ratio | 13.67% (stronger) | 10.57% |
| Problem loans | 2.29% | 2.16% (stronger) |
| Net charge-offs | 0.54% (stronger) | 2.62% |
| Return on assets | 1.25% (stronger) | 0.22% |
| Loans ÷ deposits | 76.8% | 76.0% (stronger) |
| Uninsured deposits | 6.2% (stronger) | 9.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Power Co-Op Employees Credit Union has the higher TellerScore (66 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Power Co-Op Employees Credit Union leads on 5 and Peoples Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.