Side-by-side · Q2 2026 data
Power Financial Credit Union vs Radiant Credit Union
Metric by metric
| Measure | Power Financial Credit Union | Radiant Credit Union |
|---|---|---|
| TellerScore | 55 | 65 (stronger) |
| Capital cushion | 90 (stronger) | 45 |
| Loan quality | 0 | 84 (stronger) |
| Earnings | 52 (stronger) | 43 |
| Funding & liquidity | 76 | 85 (stronger) |
| Problem-loan coverage | 65 | 93 (stronger) |
| Peer percentile | 13th | 41st |
| Total assets | $1.0B | $1.1B |
| Deposits / shares | $852.5M | $969.4M |
| Capital ratio | 14.03% (stronger) | 9.50% |
| Problem loans | 3.35% | 0.47% (stronger) |
| Net charge-offs | 0.38% (stronger) | 0.63% |
| Return on assets | 0.81% (stronger) | 0.59% |
| Loans ÷ deposits | 84.7% | 75.3% (stronger) |
| Uninsured deposits | 7.3% (stronger) | 7.5% |
| Offices | 7 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 41.0% |
Radiant Credit Union has the higher TellerScore (65 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Power Financial Credit Union leads on 4 and Radiant Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.