Side-by-side · Q2 2026 data
Power Financial Credit Union vs Tropical Financial Credit Union
Metric by metric
| Measure | Power Financial Credit Union | Tropical Financial Credit Union |
|---|---|---|
| TellerScore | 55 | 58 (stronger) |
| Capital cushion | 90 (stronger) | 45 |
| Loan quality | 0 | 71 (stronger) |
| Earnings | 52 (stronger) | 44 |
| Funding & liquidity | 76 (stronger) | 65 |
| Problem-loan coverage | 65 | 83 (stronger) |
| Peer percentile | 13th | 19th |
| Total assets | $1.0B | $1.0B |
| Deposits / shares | $852.5M | $884.2M |
| Capital ratio | 14.03% (stronger) | 9.47% |
| Problem loans | 3.35% | 0.88% (stronger) |
| Net charge-offs | 0.38% (stronger) | 0.59% |
| Return on assets | 0.81% (stronger) | 0.61% |
| Loans ÷ deposits | 84.7% (stronger) | 95.2% |
| Uninsured deposits | 7.3% (stronger) | 7.7% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 47.5% |
Tropical Financial Credit Union has the higher TellerScore (58 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Power Financial Credit Union leads on 5 and Tropical Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.