Side-by-side · Q2 2026 data
Power One Federal Credit Union vs Grand Heritage Federal Credit Union
Credit union
Power One Federal Credit Union
Fort Wayne, Indiana · Under $100 million in assets
Credit union
Grand Heritage Federal Credit Union
Laporte, Indiana · Under $100 million in assets
Metric by metric
| Measure | Power One Federal Credit Union | Grand Heritage Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 67 (stronger) |
| Capital cushion | 80 (stronger) | 44 |
| Loan quality | 41 | 93 (stronger) |
| Earnings | 39 (stronger) | 28 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 77 | 98 (stronger) |
| Peer percentile | 20th | 34th |
| Total assets | $19.4M | $21.5M |
| Deposits / shares | $16.7M | $19.5M |
| Capital ratio | 12.96% (stronger) | 9.43% |
| Problem loans | 1.77% | 0.22% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.37% |
| Return on assets | 0.48% (stronger) | 0.19% |
| Loans ÷ deposits | 98.8% | 47.0% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grand Heritage Federal Credit Union has the higher TellerScore (67 vs 59). On the 6 directional measures above (where higher or lower is clearly better), Power One Federal Credit Union leads on 3 and Grand Heritage Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.