TellerScore

Power One Federal Credit Union (NCUA charter #620) is based in Fort Wayne, Indiana. Its Q2 2026 call report shows $19.4M in total assets and $16.7M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Power One Federal Credit Union scores 59/100, which we describe as moderate. That is higher than only 20% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 99th. Its strongest component is capital cushion (80/100; 12.96%), and its lowest is earnings (39/100; 0.48%).

TellerScore · Q2 2026

Scorecard

Capital cushion80/100
Net worth ratio: 12.96%
Loan quality41/100
Loans 60+ days delinquent ÷ total loans: 1.77%
Earnings39/100
Return on assets (annualized): 0.48%
Funding & liquidity61/100
Loans ÷ shares: 98.8% · 0.0% uninsured
Problem-loan coverage77/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.68%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (62 → 59), mostly because the earnings component improved by 15 points.

TellerScore
405672Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202469
Q4 202468
Q1 202568
Q2 202562
Q3 202550
Q4 202540
Q1 202649
Q2 202659
Net worth ratio
7.00%11.47%15.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.72%
Q3 202415.25%
Q4 202415.32%
Q1 202514.70%
Q2 202514.43%
Q3 202515.94%
Q4 202513.51%
Q1 202612.68%
Q2 202612.96%
Delinquent loans (60+ days)
0.78%1.97%3.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.78%
Q3 20241.23%
Q4 20241.29%
Q1 20251.06%
Q2 20251.54%
Q3 20253.15%
Q4 20253.09%
Q1 20262.78%
Q2 20261.77%
Return on assets
-0.98%-0.25%0.48%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.34%
Q3 20240.41%
Q4 20240.40%
Q1 20250.06%
Q2 20250.10%
Q3 20250.15%
Q4 2025-0.98%
Q1 20260.44%
Q2 20260.48%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202659$19.4M12.96%1.77%0.48%98.8%
Q1 202649$19.6M12.68%2.78%0.44%95.1%
Q4 202540$18.2M13.51%3.09%-0.98%103.3%
Q3 202550$17.9M15.94%3.15%0.15%106.2%
Q2 202562$18.4M14.43%1.54%0.10%101.2%
Q1 202568$18.0M14.70%1.06%0.06%100.1%
Q4 202468$17.2M15.32%1.29%0.40%105.2%
Q3 202469$17.2M15.25%1.23%0.41%103.8%
Q2 202472$17.7M14.72%0.78%0.34%101.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.96%
39th
Problem loans1.77%
24th
Net charge-offs0.00%
77th
Return on assets0.48%
41st
Loans to deposits98.8%
4th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio11.7%
11th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Jefferson Community Federal Credit UnionCredit union Madison, IN79 out of 100, Strong$18.0M10.7%0.05%vs
Diversified General Federal Credit UnionCredit union Logansport, IN64 out of 100, Moderate$20.9M8.2%0.23%vs
Community Spirit Credit UnionCredit union Lawrenceburg, IN55 out of 100, Moderate$21.5M10.4%2.03%vs
Grand Heritage Federal Credit UnionCredit union Laporte, IN67 out of 100, Moderate$21.5M9.4%0.22%vs
Fortress Federal Credit UnionCredit union Marion, IN88 out of 100, Very strong$22.3M17.6%0.08%vs
Clifty Creek Employees Federal Credit UnionCredit union Madison, IN79 out of 100, Strong$16.3M16.9%0.00%vs

Deposit insurance

Is my money safe at Power One Federal Credit Union?

Yes. Power One Federal Credit Union is a federally insured credit union (NCUA charter #620). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.96%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Power One Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Power One Federal Credit Union
Type
Federal credit union
NCUA charter #
620
RSSD ID
677475
Primary regulator
NCUA
Established
1935
Headquarters
1520 Spy Run Ave, Fort Wayne, IN 46805
Employees
7

Quick answers

Power One Federal Credit Union: common questions

Is Power One Federal Credit Union NCUA insured?

Yes. Power One Federal Credit Union is a federally insured credit union (NCUA charter #620). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Power One Federal Credit Union's TellerScore?

59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Power One Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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