Side-by-side · Q2 2026 data
Prairie Community Bank vs First Northern Credit Union
Metric by metric
| Measure | Prairie Community Bank | First Northern Credit Union |
|---|---|---|
| TellerScore | 39 | 78 (stronger) |
| Capital cushion | 38 | 63 (stronger) |
| Loan quality | 6 | 76 (stronger) |
| Earnings | 49 | 97 (stronger) |
| Funding & liquidity | 77 | 79 (stronger) |
| Problem-loan coverage | 52 | 91 (stronger) |
| Peer percentile | 2nd | 74th |
| Total assets | $187.5M | $333.2M |
| Deposits / shares | $170.9M | $288.2M |
| Capital ratio | 8.75% | 11.31% (stronger) |
| Problem loans | 2.82% | 0.71% (stronger) |
| Net charge-offs | -0.08% (stronger) | 0.18% |
| Return on assets | 0.71% | 1.93% (stronger) |
| Loans ÷ deposits | 77.5% (stronger) | 80.9% |
| Uninsured deposits | 19.8% | 4.0% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 11.9% |
First Northern Credit Union has the higher TellerScore (78 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Prairie Community Bank leads on 2 and First Northern Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.