Side-by-side · Q2 2026 data
Prairie Community Bank vs Generations Credit Union
Metric by metric
| Measure | Prairie Community Bank | Generations Credit Union |
|---|---|---|
| TellerScore | 39 | 91 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 6 | 97 (stronger) |
| Earnings | 49 | 57 (stronger) |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 52 | 99 (stronger) |
| Peer percentile | 2nd | 90th |
| Total assets | $187.5M | $22.4M |
| Deposits / shares | $170.9M | $18.5M |
| Capital ratio | 8.75% | 16.38% (stronger) |
| Problem loans | 2.82% | 0.10% (stronger) |
| Net charge-offs | -0.08% (stronger) | 0.21% |
| Return on assets | 0.71% | 0.92% (stronger) |
| Loans ÷ deposits | 77.5% | 52.7% (stronger) |
| Uninsured deposits | 19.8% | 0.1% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Generations Credit Union has the higher TellerScore (91 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Prairie Community Bank leads on 1 and Generations Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.