Side-by-side · Q2 2026 data
Prairie State Bank and Trust vs DeWitt Savings Bank
Metric by metric
| Measure | Prairie State Bank and Trust | DeWitt Savings Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 64 |
| Capital cushion | 74 (stronger) | 55 |
| Loan quality | 83 (stronger) | 60 |
| Earnings | 83 (stronger) | 44 |
| Funding & liquidity | 75 | 96 (stronger) |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 77th | 26th |
| Total assets | $840.1M | $173.2M |
| Deposits / shares | $730.2M | $141.1M |
| Capital ratio | 12.39% (stronger) | 10.47% |
| Problem loans | 0.52% (stronger) | 1.21% |
| Net charge-offs | 0.04% (stronger) | 0.28% |
| Return on assets | 1.58% (stronger) | 0.59% |
| Loans ÷ deposits | 74.9% | 59.2% (stronger) |
| Uninsured deposits | 24.3% | 18.4% (stronger) |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | — |
Prairie State Bank and Trust has the higher TellerScore (80 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Prairie State Bank and Trust leads on 5 and DeWitt Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.