Side-by-side · Q2 2026 data
Preferred Bank vs Concordia Bank of Concordia, Missouri
Metric by metric
| Measure | Preferred Bank | Concordia Bank of Concordia, Missouri |
|---|---|---|
| TellerScore | 69 | 80 (stronger) |
| Capital cushion | 26 | 69 (stronger) |
| Loan quality | 94 (stronger) | 89 |
| Earnings | 70 | 82 (stronger) |
| Funding & liquidity | 93 (stronger) | 76 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 40th | 77th |
| Total assets | $134.5M | $130.0M |
| Deposits / shares | $126.2M | $114.1M |
| Capital ratio | 7.56% | 11.92% (stronger) |
| Problem loans | 0.18% (stronger) | 0.32% |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 1.24% | 1.56% (stronger) |
| Loans ÷ deposits | 49.1% (stronger) | 84.5% |
| Uninsured deposits | 21.6% | 7.2% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.6% | — |
Concordia Bank of Concordia, Missouri has the higher TellerScore (80 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Preferred Bank leads on 3 and Concordia Bank of Concordia, Missouri on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.