Side-by-side · Q2 2026 data
Preferred Bank vs Home Savings and Loan Association of Carroll County, F.A.
Bank
Home Savings and Loan Association of Carroll County, F.A.
Norborne, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Preferred Bank | Home Savings and Loan Association of Carroll County, F.A. |
|---|---|---|
| TellerScore | 69 | 81 (stronger) |
| Capital cushion | 26 | 95 (stronger) |
| Loan quality | 94 (stronger) | 76 |
| Earnings | 70 (stronger) | 58 |
| Funding & liquidity | 93 (stronger) | 81 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 40th | 80th |
| Total assets | $134.5M | $131.4M |
| Deposits / shares | $126.2M | $111.6M |
| Capital ratio | 7.56% | 14.53% (stronger) |
| Problem loans | 0.18% (stronger) | 0.73% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.24% (stronger) | 0.96% |
| Loans ÷ deposits | 49.1% (stronger) | 78.9% |
| Uninsured deposits | 21.6% | 11.4% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.6% | — |
Home Savings and Loan Association of Carroll County, F.A. has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Preferred Bank leads on 3 and Home Savings and Loan Association of Carroll County, F.A. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.