Side-by-side · Q2 2026 data
Preferred Bank vs Regional Missouri Bank
Metric by metric
| Measure | Preferred Bank | Regional Missouri Bank |
|---|---|---|
| TellerScore | 69 | 84 (stronger) |
| Capital cushion | 26 | 66 (stronger) |
| Loan quality | 94 | 98 (stronger) |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 93 (stronger) | 65 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 40th | 86th |
| Total assets | $134.5M | $597.4M |
| Deposits / shares | $126.2M | $500.7M |
| Capital ratio | 7.56% | 11.61% (stronger) |
| Problem loans | 0.18% | 0.07% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.24% | 2.26% (stronger) |
| Loans ÷ deposits | 49.1% (stronger) | 92.5% |
| Uninsured deposits | 21.6% | 17.6% (stronger) |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.6% | 10.1% |
Regional Missouri Bank has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Preferred Bank leads on 1 and Regional Missouri Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Marceline, MO
- Brookfield, MO