Side-by-side · Q2 2026 data
Preferred Credit Union vs Gr Consumers Credit Union
Metric by metric
| Measure | Preferred Credit Union | Gr Consumers Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 86 |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 88 | 95 (stronger) |
| Earnings | 64 (stronger) | 38 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 91st | 80th |
| Total assets | $318.1M | $52.0M |
| Deposits / shares | $270.6M | $42.7M |
| Capital ratio | 14.25% | 16.64% (stronger) |
| Problem loans | 0.37% | 0.16% (stronger) |
| Net charge-offs | 0.47% | 0.22% (stronger) |
| Return on assets | 1.11% (stronger) | 0.44% |
| Loans ÷ deposits | 58.2% | 55.0% (stronger) |
| Uninsured deposits | 3.1% | 2.7% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | — |
Preferred Credit Union has the higher TellerScore (87 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Preferred Credit Union leads on 2 and Gr Consumers Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.