Side-by-side · Q2 2026 data
Preferred Credit Union vs Pfcu Credit Union
Metric by metric
| Measure | Preferred Credit Union | Pfcu Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 77 |
| Capital cushion | 93 (stronger) | 63 |
| Loan quality | 88 | 88 |
| Earnings | 64 | 66 (stronger) |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 91st | 71st |
| Total assets | $318.1M | $873.2M |
| Deposits / shares | $270.6M | $770.3M |
| Capital ratio | 14.25% (stronger) | 11.29% |
| Problem loans | 0.37% | 0.37% (stronger) |
| Net charge-offs | 0.47% | 0.44% (stronger) |
| Return on assets | 1.11% | 1.15% (stronger) |
| Loans ÷ deposits | 58.2% (stronger) | 73.2% |
| Uninsured deposits | 3.1% (stronger) | 4.7% |
| Offices | 4 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | — |
Preferred Credit Union has the higher TellerScore (87 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Preferred Credit Union leads on 4 and Pfcu Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.