Side-by-side · Q2 2026 data
Premier Bank vs United Bankers' Bank
Metric by metric
| Measure | Premier Bank | United Bankers' Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 52 | 95 (stronger) |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 98 (stronger) | 71 |
| Funding & liquidity | 39 (stronger) | 26 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 80th | 74th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $1.0B | $635.6M |
| Capital ratio | 10.24% | 14.46% (stronger) |
| Problem loans | 0.00% (stronger) | 0.76% |
| Net charge-offs | -0.02% (stronger) | 0.02% |
| Return on assets | 1.95% (stronger) | 1.28% |
| Loans ÷ deposits | 84.1% (stronger) | 120.6% |
| Uninsured deposits | 48.8% | 36.9% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Premier Bank has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Premier Bank leads on 5 and United Bankers' Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.