Side-by-side · Q2 2026 data
Premier Bank vs Citizens First Bank
Metric by metric
| Measure | Premier Bank | Citizens First Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 46 |
| Capital cushion | 39 (stronger) | 32 |
| Loan quality | 98 (stronger) | 43 |
| Earnings | 66 (stronger) | 65 |
| Funding & liquidity | 53 (stronger) | 43 |
| Problem-loan coverage | 95 (stronger) | 64 |
| Peer percentile | 34th | 5th |
| Total assets | $357.7M | $361.3M |
| Deposits / shares | $304.8M | $278.7M |
| Capital ratio | 8.90% (stronger) | 8.24% |
| Problem loans | 0.07% (stronger) | 1.71% |
| Net charge-offs | 0.08% (stronger) | 0.17% |
| Return on assets | 1.15% (stronger) | 1.13% |
| Loans ÷ deposits | 86.3% (stronger) | 101.6% |
| Uninsured deposits | 33.9% | 29.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
Premier Bank has the higher TellerScore (67 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Premier Bank leads on 6 and Citizens First Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.