Side-by-side · Q2 2026 data
Premier Bank Minnesota vs Community Bank Owatonna
Metric by metric
| Measure | Premier Bank Minnesota | Community Bank Owatonna |
|---|---|---|
| TellerScore | 77 (stronger) | 63 |
| Capital cushion | 50 (stronger) | 30 |
| Loan quality | 99 (stronger) | 86 |
| Earnings | 97 (stronger) | 52 |
| Funding & liquidity | 55 | 84 (stronger) |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 68th | 24th |
| Total assets | $691.5M | $103.3M |
| Deposits / shares | $620.1M | $94.7M |
| Capital ratio | 10.02% (stronger) | 7.98% |
| Problem loans | 0.04% (stronger) | 0.42% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.93% (stronger) | 0.81% |
| Loans ÷ deposits | 86.9% | 76.6% (stronger) |
| Uninsured deposits | 31.6% | 12.7% (stronger) |
| Offices | 12 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.9% | — |
Premier Bank Minnesota has the higher TellerScore (77 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Premier Bank Minnesota leads on 5 and Community Bank Owatonna on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.