Side-by-side · Q2 2026 data
Premier Bank Minnesota vs Think Mutual Bank
Metric by metric
| Measure | Premier Bank Minnesota | Think Mutual Bank |
|---|---|---|
| TellerScore | 77 | 86 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 99 (stronger) | 92 |
| Earnings | 97 (stronger) | 45 |
| Funding & liquidity | 55 | 95 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 68th | 97th |
| Total assets | $691.5M | $2.2B |
| Deposits / shares | $620.1M | $1.9B |
| Capital ratio | 10.02% | 16.25% (stronger) |
| Problem loans | 0.04% (stronger) | 0.25% |
| Net charge-offs | -0.01% (stronger) | 0.05% |
| Return on assets | 1.93% (stronger) | 0.63% |
| Loans ÷ deposits | 86.9% | 64.8% (stronger) |
| Uninsured deposits | 31.6% | 5.8% (stronger) |
| Offices | 12 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.9% | 12.2% |
Think Mutual Bank has the higher TellerScore (86 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Premier Bank Minnesota leads on 3 and Think Mutual Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.