Side-by-side · Q2 2026 data
Premier Credit Union vs Journey Credit Union
Metric by metric
| Measure | Premier Credit Union | Journey Credit Union |
|---|---|---|
| TellerScore | 51 | 85 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 64 (stronger) | 63 |
| Earnings | 34 | 82 (stronger) |
| Funding & liquidity | 63 | 90 (stronger) |
| Problem-loan coverage | 78 | 92 (stronger) |
| Peer percentile | 7th | 77th |
| Total assets | $382.9M | $97.6M |
| Deposits / shares | $346.4M | $80.4M |
| Capital ratio | 8.59% | 16.86% (stronger) |
| Problem loans | 1.09% (stronger) | 1.11% |
| Net charge-offs | 0.26% (stronger) | 0.64% |
| Return on assets | 0.35% | 1.56% (stronger) |
| Loans ÷ deposits | 97.4% | 70.6% (stronger) |
| Uninsured deposits | 4.2% (stronger) | 9.0% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.8% | 4.8% |
Journey Credit Union has the higher TellerScore (85 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Premier Credit Union leads on 3 and Journey Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.