Side-by-side · Q2 2026 data
Premier Financial Credit Union vs Unitedone Credit Union
Metric by metric
| Measure | Premier Financial Credit Union | Unitedone Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 73 |
| Capital cushion | 86 (stronger) | 68 |
| Loan quality | 68 | 92 (stronger) |
| Earnings | 64 (stronger) | 57 |
| Funding & liquidity | 89 (stronger) | 58 |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 74th | 60th |
| Total assets | $132.4M | $348.3M |
| Deposits / shares | $112.8M | $282.7M |
| Capital ratio | 13.55% (stronger) | 11.82% |
| Problem loans | 0.95% | 0.24% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.12% |
| Return on assets | 1.09% (stronger) | 0.92% |
| Loans ÷ deposits | 71.1% (stronger) | 102.3% |
| Uninsured deposits | 1.7% (stronger) | 6.2% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 13.8% |
Premier Financial Credit Union has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Premier Financial Credit Union leads on 6 and Unitedone Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.