TellerScore

Headquartered in New Holstein, Wisconsin, Premier Financial Credit Union is a federally insured state-chartered credit union with $132.4M in total assets and $112.8M in member shares and deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1962.

Premier Financial Credit Union has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 74% of its 1,341 credit unions with $100 million – $1 billion. Among 98 credit unions headquartered in Wisconsin, it ranks 37th. Problem-loan coverage contributes the most (91/100, 4.3%); earnings contributes the least (64/100, 1.09%).

TellerScore · Q2 2026

Scorecard

Capital cushion86/100
Net worth ratio: 13.55%
Loan quality68/100
Loans 60+ days delinquent ÷ total loans: 0.95%
Earnings64/100
Return on assets (annualized): 1.09%
Funding & liquidity89/100
Loans ÷ shares: 71.1% · 1.7% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.26%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (75 → 78), mostly because the capital cushion component improved by 11 points.

TellerScore
757779Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202478
Q4 202479
Q1 202577
Q2 202575
Q3 202577
Q4 202577
Q1 202675
Q2 202678
Net worth ratio
7.00%10.28%13.55%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.22%
Q3 202411.66%
Q4 202411.96%
Q1 202512.30%
Q2 202512.54%
Q3 202512.94%
Q4 202513.41%
Q1 202613.48%
Q2 202613.55%
Delinquent loans (60+ days)
0.62%0.95%1.29%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.62%
Q3 20240.77%
Q4 20240.65%
Q1 20250.80%
Q2 20251.00%
Q3 20251.08%
Q4 20251.29%
Q1 20261.24%
Q2 20260.95%
Return on assets
1.07%1.29%1.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.52%
Q3 20241.50%
Q4 20241.44%
Q1 20251.22%
Q2 20251.18%
Q3 20251.33%
Q4 20251.40%
Q1 20261.07%
Q2 20261.09%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$132.4M13.55%0.95%1.09%71.1%
Q1 202675$130.3M13.48%1.24%1.07%70.9%
Q4 202577$128.4M13.41%1.29%1.40%71.7%
Q3 202577$129.1M12.94%1.08%1.33%70.7%
Q2 202575$129.0M12.54%1.00%1.18%68.6%
Q1 202577$128.5M12.30%0.80%1.22%68.5%
Q4 202479$128.9M11.96%0.65%1.44%69.6%
Q3 202478$128.8M11.66%0.77%1.50%66.7%
Q2 202478$129.6M11.22%0.62%1.52%65.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.55%
75th
Problem loans0.95%
32nd
Net charge-offs0.06%
91st
Return on assets1.09%
71st
Loans to deposits71.1%
59th
Uninsured deposits1.7%
92nd
Loan-loss reserves0.00%
50th
Texas ratio4.3%
48th

Similar-size credit unions in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Oakdale Credit UnionCredit union Oakdale, WI95 out of 100, Very strong$132.4M13.3%0.00%vs
Firefighters Credit UnionCredit union Onalaska, WI83 out of 100, Strong$133.0M16.1%0.57%vs
Tomah Area Credit UnionCredit union Tomah, WI83 out of 100, Strong$125.9M12.4%0.49%vs
Governmental Employees Credit UnionCredit union La Crosse, WI60 out of 100, Moderate$121.8M9.4%0.71%vs
Arcadia Credit UnionCredit union Arcadia, WI79 out of 100, Strong$144.2M12.9%0.46%vs
Southern Lakes Credit UnionCredit union Kenosha, WI65 out of 100, Moderate$112.6M9.7%0.73%vs

Deposit insurance

Is my money safe at Premier Financial Credit Union?

Yes. Premier Financial Credit Union is a federally insured credit union (NCUA charter #66760). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.7% of shares and deposits ($1.9M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.55%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Premier Financial Credit Union lists 5 offices in 4 cities. Most locations:

  • New Holstein, WI (2)
  • Chilton, WI (1)
  • Kiel, WI (1)
  • Plymouth, WI (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Premier Financial Credit Union reported 79 home-loan applications under HMDA (LEI 549300NAKTEGLTFF0U82): 60 originated ($7,950,000 total), 3 denied, and 16 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Premier Financial Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66760
RSSD ID
54094
Primary regulator
State + NCUA
Established
1962
Headquarters
2017 Main Street, PO Box 158, New Holstein, WI 53061
Employees
48

Quick answers

Premier Financial Credit Union: common questions

Is Premier Financial Credit Union NCUA insured?

Yes. Premier Financial Credit Union is a federally insured credit union (NCUA charter #66760). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Premier Financial Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Premier Financial Credit Union have?

5 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near New Holstein

InstitutionScoreAssetsCapitalProblem loansCompare
Sheboygan Area Credit UnionCredit union Sheboygan, WI97 out of 100, Very strong$93.4M15.3%0.13%vs
National Exchange Bank and TrustBank Fond Du Lac, WI88 out of 100, Very strong$2.9B20.1%0.37%vs
Fond Du Lac Credit UnionCredit union Fond du Lac, WI87 out of 100, Very strong$84.9M13.6%0.35%vs
Community First Credit UnionCredit union Appleton, WI84 out of 100, Strong$6.8B12.8%0.14%vs
North Shore BankBank Brookfield, WI84 out of 100, Strong$2.6B14.4%0.10%vs
Great Midwest Bank, S.S.B.Bank Brookfield, WI80 out of 100, Strong$1.1B16.5%0.56%vs