Side-by-side · Q2 2026 data
PremierBank vs Citizens Bank
Metric by metric
| Measure | PremierBank | Citizens Bank |
|---|---|---|
| TellerScore | 70 | 83 (stronger) |
| Capital cushion | 48 | 86 (stronger) |
| Loan quality | 92 (stronger) | 90 |
| Earnings | 64 | 76 (stronger) |
| Funding & liquidity | 69 (stronger) | 63 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 43rd | 94th |
| Total assets | $583.9M | $1.2B |
| Deposits / shares | $444.2M | $996.0M |
| Capital ratio | 9.80% | 13.64% (stronger) |
| Problem loans | 0.24% (stronger) | 0.30% |
| Net charge-offs | -0.00% (stronger) | 0.13% |
| Return on assets | 1.10% | 1.39% (stronger) |
| Loans ÷ deposits | 86.6% | 75.3% (stronger) |
| Uninsured deposits | 19.3% (stronger) | 34.2% |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | 12.9% |
Citizens Bank has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), PremierBank leads on 3 and Citizens Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.