Side-by-side · Q2 2026 data
PremierBank vs Community First Bank
Metric by metric
| Measure | PremierBank | Community First Bank |
|---|---|---|
| TellerScore | 70 | 78 (stronger) |
| Capital cushion | 48 | 60 (stronger) |
| Loan quality | 92 (stronger) | 89 |
| Earnings | 64 | 81 (stronger) |
| Funding & liquidity | 69 | 77 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 43rd | 72nd |
| Total assets | $583.9M | $634.1M |
| Deposits / shares | $444.2M | $522.4M |
| Capital ratio | 9.80% | 10.95% (stronger) |
| Problem loans | 0.24% (stronger) | 0.32% |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 1.10% | 1.52% (stronger) |
| Loans ÷ deposits | 86.6% | 75.6% (stronger) |
| Uninsured deposits | 19.3% (stronger) | 22.2% |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | — |
Community First Bank has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), PremierBank leads on 2 and Community First Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.