Side-by-side · Q2 2026 data
Presto Lewiston Employees Credit Union vs Members First Credit Union
Credit union
Presto Lewiston Employees Credit Union
Lewiston, Utah · Under $100 million in assets
Metric by metric
| Measure | Presto Lewiston Employees Credit Union | Members First Credit Union |
|---|---|---|
| TellerScore | 85 | 95 (stronger) |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 41 | 93 (stronger) |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 77th | 98th |
| Total assets | $342K | $209.1M |
| Deposits / shares | $251K | $175.7M |
| Capital ratio | 26.55% (stronger) | 14.91% |
| Problem loans | 0.00% (stronger) | 0.43% |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 0.54% | 1.82% (stronger) |
| Loans ÷ deposits | 80.8% | 54.8% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 5.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members First Credit Union has the higher TellerScore (95 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Presto Lewiston Employees Credit Union leads on 4 and Members First Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.