Side-by-side · Q2 2026 data
Primary Bank vs St. Mary'S Bank Credit Union
Credit union
St. Mary'S Bank Credit Union
Manchester, New Hampshire · $1 billion – $10 billion
Metric by metric
| Measure | Primary Bank | St. Mary'S Bank Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 51 | 90 (stronger) |
| Earnings | 90 (stronger) | 59 |
| Funding & liquidity | 27 | 58 (stronger) |
| Problem-loan coverage | 79 | 95 (stronger) |
| Peer percentile | 53rd | 50th |
| Total assets | $769.5M | $1.8B |
| Deposits / shares | $644.2M | $1.6B |
| Capital ratio | 16.32% (stronger) | 9.96% |
| Problem loans | 1.48% | 0.31% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.14% |
| Return on assets | 1.75% (stronger) | 0.99% |
| Loans ÷ deposits | 103.2% | 100.3% (stronger) |
| Uninsured deposits | 41.9% | 16.5% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.5% |
Primary Bank has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Primary Bank leads on 4 and St. Mary'S Bank Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.