Side-by-side · Q2 2026 data
Primary Bank vs The Andovers Federal Credit Union
Credit union
The Andovers Federal Credit Union
Andover, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Primary Bank | The Andovers Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 81 (stronger) |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 51 | 78 (stronger) |
| Earnings | 90 (stronger) | 60 |
| Funding & liquidity | 27 | 100 (stronger) |
| Problem-loan coverage | 79 | 98 (stronger) |
| Peer percentile | 53rd | 68th |
| Total assets | $769.5M | $36.9M |
| Deposits / shares | $644.2M | $32.0M |
| Capital ratio | 16.32% (stronger) | 13.21% |
| Problem loans | 1.48% | 0.67% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.28% |
| Return on assets | 1.75% (stronger) | 1.00% |
| Loans ÷ deposits | 103.2% | 23.5% (stronger) |
| Uninsured deposits | 41.9% | 4.2% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Andovers Federal Credit Union has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Primary Bank leads on 3 and The Andovers Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.