Side-by-side · Q2 2026 data
Prime Security Bank vs United Valley Bank
Metric by metric
| Measure | Prime Security Bank | United Valley Bank |
|---|---|---|
| TellerScore | 59 | 72 (stronger) |
| Capital cushion | 37 | 55 (stronger) |
| Loan quality | 83 | 96 (stronger) |
| Earnings | 60 | 64 (stronger) |
| Funding & liquidity | 55 | 62 (stronger) |
| Problem-loan coverage | 70 | 98 (stronger) |
| Peer percentile | 17th | 50th |
| Total assets | $154.5M | $751.6M |
| Deposits / shares | $131.3M | $628.5M |
| Capital ratio | 8.71% | 10.50% (stronger) |
| Problem loans | 0.52% | 0.13% (stronger) |
| Net charge-offs | 0.35% | 0.00% (stronger) |
| Return on assets | 1.00% | 1.10% (stronger) |
| Loans ÷ deposits | 101.6% | 86.5% (stronger) |
| Uninsured deposits | 18.3% (stronger) | 25.2% |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Valley Bank has the higher TellerScore (72 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Prime Security Bank leads on 1 and United Valley Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.