Side-by-side · Q2 2026 data
Primebank vs First Central State Bank
Metric by metric
| Measure | Primebank | First Central State Bank |
|---|---|---|
| TellerScore | 61 | 83 (stronger) |
| Capital cushion | 60 | 84 (stronger) |
| Loan quality | 38 | 93 (stronger) |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 42 | 65 (stronger) |
| Problem-loan coverage | 70 | 97 (stronger) |
| Peer percentile | 20th | 84th |
| Total assets | $800.6M | $772.4M |
| Deposits / shares | $692.5M | $595.4M |
| Capital ratio | 10.99% | 13.39% (stronger) |
| Problem loans | 1.86% | 0.21% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 2.15% (stronger) | 1.43% |
| Loans ÷ deposits | 104.4% | 82.4% (stronger) |
| Uninsured deposits | 27.6% | 26.7% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.2% | 9.1% |
First Central State Bank has the higher TellerScore (83 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Primebank leads on 2 and First Central State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.