Side-by-side · Q2 2026 data
PrimeSouth Bank vs Altamaha Federal Credit Union
Metric by metric
| Measure | PrimeSouth Bank | Altamaha Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 83 (stronger) |
| Capital cushion | 70 | 91 (stronger) |
| Loan quality | 51 | 93 (stronger) |
| Earnings | 97 (stronger) | 37 |
| Funding & liquidity | 33 | 100 (stronger) |
| Problem-loan coverage | 80 | 97 (stronger) |
| Peer percentile | 40th | 72nd |
| Total assets | $1.6B | $74.1M |
| Deposits / shares | $1.3B | $62.4M |
| Capital ratio | 12.03% | 14.05% (stronger) |
| Problem loans | 1.48% | 0.22% (stronger) |
| Net charge-offs | 0.04% (stronger) | 1.03% |
| Return on assets | 1.92% (stronger) | 0.43% |
| Loans ÷ deposits | 98.0% | 57.8% (stronger) |
| Uninsured deposits | 41.4% | 2.1% (stronger) |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | — |
Altamaha Federal Credit Union has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), PrimeSouth Bank leads on 2 and Altamaha Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.