Side-by-side · Q2 2026 data
Primetrust Financial Federal Credit Union vs Encompass Federal Credit Union
Credit union
Primetrust Financial Federal Credit Union
Muncie, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Primetrust Financial Federal Credit Union | Encompass Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 52 |
| Capital cushion | 54 (stronger) | 44 |
| Loan quality | 71 (stronger) | 47 |
| Earnings | 56 (stronger) | 49 |
| Funding & liquidity | 79 (stronger) | 67 |
| Problem-loan coverage | 88 (stronger) | 71 |
| Peer percentile | 37th | 8th |
| Total assets | $272.9M | $240.7M |
| Deposits / shares | $243.1M | $216.9M |
| Capital ratio | 10.37% (stronger) | 9.36% |
| Problem loans | 0.88% (stronger) | 1.60% |
| Net charge-offs | 0.24% (stronger) | 1.37% |
| Return on assets | 0.91% (stronger) | 0.71% |
| Loans ÷ deposits | 81.4% (stronger) | 93.7% |
| Uninsured deposits | 4.0% (stronger) | 11.9% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.8% | 7.0% |
Primetrust Financial Federal Credit Union has the higher TellerScore (66 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Primetrust Financial Federal Credit Union leads on 7 and Encompass Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.