Side-by-side · Q2 2026 data
Primetrust Financial Federal Credit Union vs Summit Choice Federal Credit Union
Credit union
Primetrust Financial Federal Credit Union
Muncie, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Primetrust Financial Federal Credit Union | Summit Choice Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 72 (stronger) |
| Capital cushion | 54 | 76 (stronger) |
| Loan quality | 71 | 78 (stronger) |
| Earnings | 56 (stronger) | 43 |
| Funding & liquidity | 79 (stronger) | 76 |
| Problem-loan coverage | 88 | 92 (stronger) |
| Peer percentile | 37th | 57th |
| Total assets | $272.9M | $206.6M |
| Deposits / shares | $243.1M | $179.5M |
| Capital ratio | 10.37% | 12.58% (stronger) |
| Problem loans | 0.88% | 0.66% (stronger) |
| Net charge-offs | 0.24% (stronger) | 0.64% |
| Return on assets | 0.91% (stronger) | 0.57% |
| Loans ÷ deposits | 81.4% (stronger) | 84.1% |
| Uninsured deposits | 4.0% (stronger) | 4.8% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.8% | — |
Summit Choice Federal Credit Union has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Primetrust Financial Federal Credit Union leads on 4 and Summit Choice Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.