Side-by-side · Q2 2026 data
Primetrust Financial Federal Credit Union vs U S #1364 Federal Credit Union
Credit union
Primetrust Financial Federal Credit Union
Muncie, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Primetrust Financial Federal Credit Union | U S #1364 Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 76 (stronger) |
| Capital cushion | 54 | 86 (stronger) |
| Loan quality | 71 (stronger) | 63 |
| Earnings | 56 (stronger) | 52 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 88 | 93 (stronger) |
| Peer percentile | 37th | 68th |
| Total assets | $272.9M | $222.4M |
| Deposits / shares | $243.1M | $192.4M |
| Capital ratio | 10.37% | 13.59% (stronger) |
| Problem loans | 0.88% (stronger) | 1.12% |
| Net charge-offs | 0.24% (stronger) | 0.24% |
| Return on assets | 0.91% (stronger) | 0.79% |
| Loans ÷ deposits | 81.4% | 46.7% (stronger) |
| Uninsured deposits | 4.0% (stronger) | 5.8% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.8% | — |
U S #1364 Federal Credit Union has the higher TellerScore (76 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Primetrust Financial Federal Credit Union leads on 4 and U S #1364 Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.