Side-by-side · Q2 2026 data
Principal Bank vs Greenstate Credit Union
Metric by metric
| Measure | Principal Bank | Greenstate Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 50 |
| Capital cushion | 21 | 40 (stronger) |
| Loan quality | 85 (stronger) | 59 |
| Earnings | 87 (stronger) | 42 |
| Funding & liquidity | 66 (stronger) | 52 |
| Problem-loan coverage | 95 (stronger) | 69 |
| Peer percentile | 33rd | 6th |
| Total assets | $9.8B | $10.9B |
| Deposits / shares | $9.3B | $8.7B |
| Capital ratio | 7.13% | 9.03% (stronger) |
| Problem loans | 0.44% (stronger) | 1.24% |
| Net charge-offs | 0.00% (stronger) | 0.44% |
| Return on assets | 1.68% (stronger) | 0.54% |
| Loans ÷ deposits | 32.2% (stronger) | 107.7% |
| Uninsured deposits | 45.6% | 15.3% (stronger) |
| Offices | 1 | 17 |
| CFPB complaints (3 yrs) | — | 160 |
| Complaints per $1B deposits | — | 18.4 |
| Mortgage denial rate (HMDA) | — | 10.1% |
Principal Bank has the higher TellerScore (64 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Principal Bank leads on 5 and Greenstate Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.