Side-by-side · Q2 2026 data
Principal Bank vs ITS Bank
Metric by metric
| Measure | Principal Bank | ITS Bank |
|---|---|---|
| TellerScore | 64 | 98 (stronger) |
| Capital cushion | 21 | 100 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 66 | 84 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 33rd | 99th |
| Total assets | $9.8B | $45.2M |
| Deposits / shares | $9.3B | $500K |
| Capital ratio | 7.13% | 97.51% (stronger) |
| Problem loans | 0.44% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.68% | 61.63% (stronger) |
| Loans ÷ deposits | 32.2% | 0.0% (stronger) |
| Uninsured deposits | 45.6% | 30.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
ITS Bank has the higher TellerScore (98 vs 64). On the 6 directional measures above (where higher or lower is clearly better), Principal Bank leads on 0 and ITS Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.